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Best gravel bikes under £2000

Included in this guide:

A cyclist riding one of the best gravel bikes under £2000 on a dirt road
(Image credit: Giant)

Putting fat, low-pressure tyres and disc brakes on a tough drop-bar frame and heading out wherever you want on- or off-road is always a huge amount of fun. Whether you’re into gravel racing, singletrack adventuring or bikepacking epics there are definitely bikes that’ll put a bigger grin on your face than others so finding the best gravel bike for your riding style is key.

So what are the best mid-priced options available for the different flavours of gravel and what should you look for when shopping for your ideal drop bar all-rounder? Luckily for you, the team at Cyclingnews have put together a list of the best gravel bikes you can buy for under £2,000.

It's worth bearing in mind at this time, however, that due to the huge boom in demand during the pandemic, stock levels are still struggling to get back to normal, so you may find some of these bikes aren't currently available to buy. We've tried to include as many as we could that are still in stock with some retailers, but we thank you for your patience.

Jump to: How to pick the best gravel bike under £2000

Best gravel bike under £2000

Best gravel bike under £2000: Specialized Diverge Elite

(Image credit: Specialized )

Specialized Diverge Elite

Fantastic, full-fixture alloy frame with GRX double groupset and progressive handling

Price: £1,750 | Drivetrain: Shimano GRX 400 | Brakes: Shimano GRX 400

Awesome alloy frame
Confident handling
Loads of bike packing mounts
GRX 400 is basic for the price

Definitely don’t be put off by the alloy frame on the Diverge as Specialized has been doing amazing things with its metal bikes for a while now. This smooth but sparky-feeling bike is as light as most carbon options but with a lively feeling to its ride that leaves a lot of carbon fibre bikes feeling chewy. A full set of bottle and bag mounts - including the carbon forks - gives you tons of bikepacking options while 35mm Road Sport tyres will still get you to work fast. It’ll take a 47mm 700c tyre though or up to a 53mm tyre if you switch to 650B wheels -  perfect for making the most of the confident handling.

A double chainring version of Shimano’s GRX 400 with matching brakes does a perfectly good job of propulsion and stopping too although you might find posher kit for a similar price. Specialized contact points are always a big win though and we love the dazzle camp green paint option.

Best gravel bike under £2000: Cannondale Topstone 0

(Image credit: Cannondale )

Cannondale Topstone 0

Top-value transmission from the alloy frame legends

Price: £2,000 | Drivetrain: Shimano GRX800/600 | Brakes: Shimano GRX800

Excellent alloy frame
Plenty of mounts and dropper ready
Lots of GRX 800
Limited tyre clearance

Cannondale was one of the first companies to build bikes from oversize alloy tubing. 30 years later the SmartForm C2 frame of the Topstone is competitive with carbon chassis and rides as smooth as its sleek welds look. Extensive bag and rack mounts open up cargo options and it’s dropper post compatible if you want to get wild in the woods. The BallisTec full carbon fork uses Cannondale’s MTB derived OutFront geometry too.

The transmission is a mix of Shimano, KMC and FSA but there’s more of the top range GRX 800 than you’ll find on most bikes. A Fabric Scoop saddle is a nice seating upgrade, too. WTB 23mm rims and the fast-rolling WTB Riddler tyres are ready to go tubeless for extra puncture proofing

Best gravel bike under £2000: Giant Revolt Advanced 3

(Image credit: Giant)

Giant Revolt Advanced 3

Fantastic, floated ride and carbon-fibre frame that’s perfect for upgrading

Price: £1,999 | Drivetrain: Shimano GRX 400 | Brakes: Shimano GRX 400

Top quality carbon frame
Very smooth ride
Smart storage options
Shimano GRX 400

Giant Advanced carbon frames are made totally in house from fibre to finished paintwork by the Taiwanese bike production powerhouse. That level of control gives it a deservedly excellent reputation for strength and ride quality that plays perfectly with gravel-bike priorities. The sloping top tube ‘Compact’ frame style it pioneered gives an agile feel with plenty of standover and the unique D-Fuse seatpost design also gets extra extension to smooth out life in the saddle. Flattened seat tube and top tube plus D-Fuse bar increase comfort but the massive MegaDrive downtube and extra-wide PowerCore bottom bracket mean it can still crank out a race-winning performance. Giant’s Smart Mount system gives lots of cargo options too and there’s space for 45mm tyres even in muddy conditions.

The top-quality carbon frame does mean you take a slight hit on components but Shimano GRX 400 is still functionally fine and you can always upgrade later to save weight if you want.

Best gravel bike under £2000: Cotic Escapade Gold 1X

(Image credit: Cotic )

Cotic Escapade Gold 1X

The small manufacturer steel bike with big possibilities and delicious ride feel

Price: £1,749 | Drivetrain: SRAM Apex | Brakes: SRAM Apex

Deliciously sprung steel ride
Tons of fixtures
MTB tough, road happy
Custom build options
Medium not massive tyre clearance
Not from your local shop

Cotic’s Escapade has been sitting quietly in the corner of its range as ‘the other bike’ for years before gravel became a fashion statement. The MTB-style sloping top tube layout using its custom Fe tube set with Ovalform top tube gets a full set of bottle, rack and mudguard mounts and decent tyre clearances (700x45 or 650x50). The latest version gets a thru-axle rear end to match the carbon fork, dropper post routing and ‘inside out’ cable management so there are no redundant bosses spoiling the slim steel looks. The result is as rugged and resilient as it is sweetly sprung and lively to ride on the roughest terrain. Or stick on skinny slicks and road tyres and line up in the grid of the commuting Grand Prix.

While Cotic has a range of different default build options (starting at £1,299) as all the bikes are built to order in the Peak District workshop you can personalise your Escapade build to get exactly the bike you want to be delivered to your doorstep. Or you can just buy the frame and switch your existing parts across.

Liv Devote 1

(Image credit: Liv Cycling)

Liv Devote 1

Women's specific gravel bike

Price: £1,499.00 | Drivetrain: Shimano GRX RX-400 | Brakes: Shimano GRX RX-400 hydraulic

Women's specific geometry
Mounts galore for luggage and accessories
Generous tyre clearance
Set up tubeless
Road-biased handlebars lacking flare
Doesn't come in Large

The Liv Devote is the first ever women's specific gravel bike built from the ground up with geometry, components and materials fine-tuned for women's bodies. Available in two models - the Devote and the Devote Advanced - those looking to spend under £2,000 can get the top-tier Devote model and come away with over £500 change.

For this, you get a gravel bike that can handle most types of rides, from everyday adventures to multi-day backcountry bikepacking. It comes equipped with Shimano's gravel-specific GRX 400-series hydraulic groupset and is kitted out with Giant finishing kit, including  S-X2 Disc wheels setup tubeless with 38mm CrossCut tyres.

The brand's own D-Fuse seatpost and handlebars offer excellent support, comfort and stability when riding off-road, thanks to their vibration absorption, and in particular the ergonomic shape of the flat of the bars.

Ribble CGR AL

(Image credit: Ribble)

Ribble CGR AL

Customisable gravel bike with great value spec

Price: £1,399.00 | Drivetrain: Shimano 105 R7000 | Brakes: Shimano 105 BR-R7070

Great value spec
Generous tyre clearance
Custom build and colour options
Stiff back end doesn't damp all road chatter

If you've been searching for your dream build but just haven't found something that ticks every box, perhaps having a customisable build from Ribble will satisfy that itch. The CGR AL gravel bike is really versatile and offers incredible value for money. 

The standard build is solid and reliable, with an 11-speed Shimano 105 groupset that offers precision shifting performance and powerful hydraulic braking at great value. Meanwhile the Schwalbe G-One tyres rolling on Mavic Aksium wheels promise long-term reliability, durability and confidence-inspiring traction on a variety of surfaces.

The build is topped off with Ribble's proprietary LEVEL finishing kit that includes a lightweight carbon seatpost, and Prologo Kappa RS saddle.

You can choose between two standard paint jobs, or go rogue and find something that suits your personal style.

Marin Gestalt 2

(Image credit: Marin )

Marin Gestalt 2

A jack-of-all-trades workhorse and adventure bike

Price: £1,345.00 | Drivetrain: Shimano Tiagra 10-Speed | Brakes: Tektro MD-C500

Reliable mid-range components
Excellent entry-level bike
Hugely versatile
Tyre clearance isn't that wide
Cable disc brakes

The Marin Gestalt is another example of a jack-of-all-trades gravel bike that can take up the mantel of commuter, cargo-carrier and adventure bike, regardless of what you throw at it. The Gestalt 2 is an entry-level model that promises to be a versatile daily workhorse as well a weekend warrior on gravel and hardpack trails.

It combines some of the best elements of road and mountain bike design. The latter shines through its short-stem-wide-bar configuration up front to offer agile handling and confident descending, while the neat internal cable routing and 35mm maximum tyre clearance hark back to the former.

At this price point, the Gestalt comes with good quality mid-range components, and has plenty of room for upgrades, which you could use your £655 change for. Or, if you're willing to go just £95 over budget, you could level up to the Marin Gestalt X11, which is a far superior build. It comes with an 11-speed Shimano GRX groupset with hydraulic disc brakes, a TranzX dropper post, and WTB Riddler TCS Light tubeless tyres.

Rondo Ruut AL 1

(Image credit: Rondo )

Rondo Ruut AL 1

Fun and versatile bike with adjustable geometry

Price: £1,999.00 | Drivetrain: SRAM Apex 1 | Brakes: SRAM Apex 1 Hydraulic

Adjustable geometry
Takes 700c and 650b wheels
Accessory mounts galore
Huge fun to ride
Sub-par brakes

If you're looking for true versatility, Rondo claims it created the world's first gravel bike with adjustable geometry, by way of a TwinTip system that's built into the fork. The system comprises a removable axle insert that allows you to change the axle positioning between 'high' and 'low'. 

These adjustments are subtle but effective, creating a steeper or slacker head and seat tube angle (varying by approximately 0.5 degrees), which lengthens or shortens the reach slightly. Simply put, you can switch up your riding position to be more relaxed for a week of bikepacking, and then stretch it out into a more aggressive geometry for a gravel race.

The bike itself is huge fun to ride, powered by SRAM Apex 1 gearing and rolling on proprietary wheels wrapped in tubeless-ready WTB Nanos. What's more, it can be run with both 700c or 650b wheels, with maximum tyre clearance for 45mm and 56mm respectively.

Orbea Terra H30

(Image credit: Orbea)

Orbea Terra H30

A sleek all-rounder for a variety of terrain types

Price: £1,999.00 | Drivetrain: Shimano / GRX mix | Brakes: Shimano RX400 Hydraulic disc

Compatible with 1x and 2x drivetrain setups
Takes 700c and 650b wheels
Fast and responsive handling
Unflared FSA handlebar
40mm clearance may not be enough for some

Orbea Terra H30 is the Basque brand's entry-level aluminium all-road bike, designed to tackle a multitude of surfaces, while maintaining surefooted and stable handling throughout. It achieves this planted feeling thanks to the long chainstays and lengthy wheelbase, not to mention the relatively slack head tube angle which puts the rider 'in the bike' while tearing across loose terrain.

The narrow top tube and seat stays offer some compliance within the frame to help absorb some chatter, and overall the ride feels predictable and responsive. The Terra H30 is certainly comfortable enough to ride over long distances, while it offers plenty of mounting points for your essentials.

Fuji Jari 2.1

(Image credit: Fuji )

Fuji Jari 2.1

A great value all-rounder

Price: £1,349.99 | Drivetrain: Shimano Tiagra 2x10-Speed | Brakes: Tektro Lyra disc brakes

Hugely versatile
25-degree flare handlebars
Relatively wide tyre clearance
Tyre clearance might not be wide enough for some

The Fuji Jari 2.1 is a versatile gravel bike that can handle many tasks, from touring, commuting, or taking on your local fire roads. The aluminium frame and steel fork may add some weight but it's great at absorbing the road chatter and smoothing out the ride.

The mid-range 10-speed Shimano Tiagra drivetrain is geared towards adventure, gravel and touring with 46/30T chainrings alongside an 11/34T cassette.

While the Jari 2.1 comes kitted out with 37mm WTB Riddler tyres, it can comfortably accommodate rubber up to 43mm wide with a 700c wheelset, or even wider at 650b x 47mm.

Cable-operated Tiagra disc brakes provide the stopping power, while the Oval Concepts 325 handlebars offer an impressive 25-degree flare for extra grip and comfort while descending off-road.

Nukeproof Digger 275 Comp

(Image credit: Nukeproof )

Nukeproof Digger 275 Comp

A super versatile adventure bike with 650b plus tyres

Price: £1,799.98 | Drivetrain: Shimano GRX RX-600 | Brakes: Shimano GRX RX-600

Easily swap out the 700c wheels for 29ers
Excellent off-road traction
1x Shimano GRX groupset
Saddle isn't the most comfortable

If you're looking for something that can take on some serious trails, then the Nukeproof Digger 275 Comp is a strong contender. This aluminium adventure bike comes with 650b Road Plus wheels wrapped in 47mm wide WTB Sendero tan wall tyres, meaning they offer excellent traction over loose and rough surfaces, and they're bang-on trend as well.

The Digger is powered by a full Shimano GRX 600-series hydraulic groupset, offering precision shifting and smooth braking, giving you full control no matter how rough things get. 

Best gravel bike under £2000: Salsa Vaya GRX 600

(Image credit: Salsa )

Salsa Vaya GRX 600

Sweet-riding steel all rounder from the original adventure bike experimenters

Price: $2,299 | Drivetrain: Shimano GRX 600 | Brakes: TRP Spyre-C cable disc

Smooth, tough steel frame
Excellent carbon fork
Tons of mount options
Excellent Salsa finishing kit and Teravail tyres
Narrow rims
Steel frame weight
QR rear dropouts mean mismatched wheels

Salsa was one of the first companies to stretch the capability of drop-bar bikes well beyond conventional tourers and cyclo-cross bikes. It now does a whole range of different options from racing to distant adventure under the ‘gravel/all-road’ umbrella including the Vaya. The triple-butted Cro-Mo steel frame uses slim tubes to emphasis the smoothly flowing ride character of the metal and gets a full set of rack and fender mounts alongside triple bottle mounts. It’s got QR dropouts for old school replacement compatibility in the back of beyond, too. The Waxwing fork is full carbon with bolt through dropouts though which might find sourcing an upgrade wheelset awkward. It’s got triple bag mounts though and built smooth to match the frame.

The quality frame cost eats into the parts budget a bit so you get a mix of GRX 800, 600 and other Shimano with cable operated TRP brakes. The Salsa finishing kit is proper expedition gear though and the Teravail Cannonball 38mm tyres are a great set of rubber however the rims are a bit narrow for rougher conditions.

Best gravel bike under £2000: GT Grade Carbon Elite

(Image credit: GT)

GT Grade Carbon Elite

Award-winning carbon frame with tough MTB-based wheel pack and eclectic transmission

Price: £1,899 | Drivetrain: Shimano Ultegra, 105, GRX 600, FSA mix | Brakes: Shimano GRX 600

Award-winning carbon frame and fork
Tough MTB based wheelset
Press fit bottom bracket

A full carbon version of GT’s award-winning Grade frame and matching full carbon fork gets the Elite version of GT's Grade off to a great start. The signature Triple Triangle seat stay design gives it an instantly distinctive look as well as setting up the smooth-rolling ride. A mix of the RX8000 version of  Shimano’s Ultegra rear mech and a 105 front mech is mixed with Shimano GRX 600 shifters and brakes and a 30mm axle FSA double chainset for an eclectic but effective stop and go mix.

WTB Nano tyres have been an all-round all-terrain favourite since before gravel was fashionable and the 23mm wide WTB rims come from a strong MTB heritage, too. They’re super easy to set up tubeless as well. 

Best gravel bike under £2000: Trek Checkpoint ALR 5

(Image credit: Trek )

Trek Checkpoint ALR 5

Classic good looks and top Shimano GRX for back roads or cross-country

Price: £1,950 | Drivetrain: Shimano GRX 810/600 | Brakes: Shimano GRX

Top spec Shimano GRX gears
Adjustable dropouts and lots of mounts
Tubeless as standard
Might be too twitchy for some

Trek sells its Checkpoint ALR 5 as the best bike it makes in terms of the amount of adventure you get for your money and we’re not arguing. The top-spec Shimano GRX 810 gears are the obvious spec list highlight but the Alpha alloy frame is an excellent host. Classically conventional good looks allow extra room around the standard-fit 40mm Bontrager tyres. Stranglehold dropouts let you adjust wheelbase and stability or even set it up single speed if your gears get ripped off in the middle of nowhere. Multiple bottle and fork mounts make carrying the stuff you need to get out to the middle of nowhere easy. Carbon fork and Bontrager tubeless wheels and tyres will mean it’s a comfortable journey, too. Handling angles are nearly road-bike steep though which won’t suit more radical riders. 

Best gravel bike under £2000: Whyte Friston V3

(Image credit: Whyte )

Whyte Friston V3

Confident handling, chunky tyres and a dropper post make Whyte’s Friston a wild-ride special

Price: £1,750 | Drivetrain: SRAM Apex 1 | Brakes: SRAM Apex

Mountain bike-style handling
Capable kit to match
Lots of mounts
Tons of tyre space
Apex is the basic SRAM group
Not everyone wants a drop bar MTB

UK brand Whyte has always pushed the limits with its MTB designs, particularly when it comes to geometry. No surprise then that the Friston uses a stretched top tube, short stem, super-wide 500mm bars and slack head angle to set up a really confident, grin guaranteeing ride if you like to push the line between gravel and mountain biking. They’ve also fitted chunky 42mm WTB Resolute tyres on broad 25mm internal WTB rims and you even get a short-stroke dropper seat post for easy weight shifts. 

The alloy frame and carbon fork are built to be tough but comfortable with rack, fork mounts and mudguard mounts for everyday versatility. The SRAM Apex 1 single ring transmission is super reliable although heavy but if you can stretch £50 over our buyers guide budget you can get the Gisburn with top of the range Shimano GRX 810/800.

Best gravel bike under £2000: Kinesis G2

(Image credit: Kinesis )

Kinesis G2

Affordable and very enjoyable addition to a world-proven adventure bike range

Price: £1,600 | Drivetrain: SRAM Apex 1 | Brakes: SRAM Apex 1

Affordable full-feature alloy frame
Comfort boosting tyre and wide rim spec
Confident handling package
Proven adventure heritage
Only one spec option

It's only a small firm but Kinesis has enjoyed a world-class reputation for its Tripster ATR titanium bikes and the more recent alloy Tripster AT bikes inspired by its collaboration with long-distance and all-terrain riding legend Mike Hall. The G2 sits on the border of burly road bike and lightweight gravel bike with a double-butted alloy frame and carbon fork to create a lively and responsive ride. You still get 45mm tyre clearance, rack and guard mounts and confidence-boosting flared bars and short stem to match the stable, low bottom bracket geometry. 

The slick tread 38mm Panaracer Gravel King tyres on 26mm Alex rims also underline it’s rough proof but mileage happy credentials. It’s then completed with a SRAM Apex single ring transmission with hydraulic disc brakes for cost-effective go and stop action.  

Best gravel bike under £2000: Titus Goldrush Force 1

(Image credit: Titus )

Titus Goldrush Force 1

Full feature titanium adventure frame at a fantastic direct-sell price

Price: £1,999.99 | Drivetrain: SRAM Force 1 | Brakes: SRAM Force 1

Amazing value
Quality titanium frame
Limousine ride feel
Big tyre clearance
Sweet machined detailing
Switchable contact point options
Direct sell, not your local shop

Despite beating a lot of alloy and steel bikes in terms of kit value, the direct-sell model means Titus can deliver not just a basic titanium frame but a really well-detailed one. The main tubes are butted to save weight and tune ride feel but it’s the neatly machined ribbed and logo’d chainstay plate, through-axle dropouts and laser-etched graphics that really stand out. It’s got a full set of guard, rack and bottle mounts with generous clearance around 50mm tyres in the frame and carbon fork. Not only does it look great but titanium also adds corrosion, crush and scratch-resistant advantages with a steel ride feel at an alloy weight. 

Despite all this, they still fit SRAM’s top-level Force 1 mechanical gears and brakes and a tough handbuilt wheelset. As the bikes are built to order you can also change contact point kit and components such as tyres if the default Selcof spec isn’t quite what you want. Either way you’re getting a really good quality, structurally and cosmetically tough frame with a great kit at a bargain price. You are getting it in a box, not from your local bike shop though so you will need to factor in putting the bike together.

Best gravel bike under £2000: Canyon Grail 7

(Image credit: Canyon )

Canyon Grail 7

Stunning looks, sweet ride and great gravel value from the German direct-sell specialists

Price: £1,899 | Drivetrain: GRX 810/600 | Brakes: GRX 600

Excellent lightweight alloy frame
DT Swiss Spline wheels
Quality spec for the money
Press Fit BB
In a box not from a shop

Canyon’s flagship Grail CF SLX carbon bike with its distinctive biplane ‘Gravelcockpit CF’ handlebar might be the headline-grabbing bike, but this alloy framed version hits the performance-for-price sweet spot. The premium quality, extensively tube-shaped frame comes in at under 1,500g, has decent tyre clearance, triple bottle mounts, rack mounts. You can also add a bolt-on fender bridge and custom fender set for wetter rides. The oversize steerer carbon fork is precise without being punishing and geometry is much closer to road than off-road standards which gives the whole bike a super keen feel through corners or on the pedals. A Shimano GRX 810/600 mix is good value already, but the DT Swiss Spline C 1850 wheels with skin wall Schwalbe G-One Bite 40mm tyres make it hard to beat for the money.

You will be getting it in a box not from your local bike shop though and not everyone will get on with a press-fit bottom bracket or the sharp handling.

How to pick the best gravel bike under £2000

1. Frame and geometry

The frame is the heart of any bike and there are loads of material, handling and added extra options in the mid-price gravel bike market. Material is obviously a big defining part of a bike’s character but don’t assume a bike will always ride a certain way because of what it’s made of. For example, good carbon can give a weight advantage and be formed to either be stiff or super smooth. Cheap carbon can feel really dull though and crush/crack damage is more likely if you’re chucking it on and off lorries in the back of beyond. Top-end alloy comes close to carbon in weight terms and can give a really bright ride feel without being too bruising. It’ll dent without being a write off too and they’re generally the best value in terms of kit you’ll get as well. Steel is the heaviest option but done right it gives an amazingly smooth, warm ride feel for a lifetime of adventures as long as you don’t let it rust too badly. You can also get some top value titanium options at this price which give a similar sprung ride feel to steel but with better raw material strength at a lower weight with no worries about corrosion or chipped paint.

Whatever material you choose, check the geometry, too. Steeper angles and shorter wheelbases make for a more agile, lively bike for racing or road use. Slack angles and long wheelbase will be more stable and predictable for goofing around in the woods or bombing down mountain passes when bike packing. 

Make sure you get all the accessory mounts you need too. Going epic? Then three bottle cages and as many places to bolt bag holders and racks on are a good idea. Racing? Then a couple of bottle bosses is all you need? Weekday workhorse and weekend warrior? You’d best have mudguard mounts. Borderline MTB usage, dropper post routing could be handy and so on.

Tyre clearance is a key concern too. You should have space for at least 40mm tyres but 50mm of clearance means you can choose from the full range of conventional gravel rubber or have mudroom to spare. If you’re really pushing the terrain limits though a bike that can take 2.2-2.4in 29er tyres will really smooth out your ride and add impact insurance, too. 

2. Wheels and tyres 

Wheels can get hammered on gravel bikes so you want a decent quality set of rims and hubs at least. The best gravel bike wheels will have wide rims (23-25mm internal) will support broader tyres better and tubeless compatibility is essential. We wouldn’t worry too much about tyres as you can always change them to the best gravel bike tyre to suit the conditions you ride in, but if you get a good set that’s obviously a bonus.

3. Groupset 

In terms of brand, your basic choice is between SRAM’s Apex, Rival or Force groups or Shimano’s GRX options depending on the price and value of the bike. They all work fine and the biggest difference between the two brands is the feel of the hoods, shifters and brakes rather than any significant mechanical gain. While single-ring simplicity and cleanliness is deservedly very popular for primarily off-road use, going with a double ring set up can still make sense if you’ll still be riding on the road a lot.

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Don't forget to keep it safe and well-maintained

Once you've taken the plunge and invested in a new gravel bike, your journey is only just beginning. Riding on gravel is rarely a clean affair, so it'll be imperative that you keep your bike clean and well maintained. If cleaning it after every muddy ride seems like a daunting chore, then at the very least ensure you keep the chain lubricated with the best bike chain lubes.

Also, the last thing you want to happen is for it to be stolen so ensure you take steps to reduce this risk. We have an article dedicated to advising how to prevent bike theft, but the key takeaways are to ensure you choose the best bike lock, know how to lock a bike correctly, and shop around to compare bicycle insurance to ensure you are covered by the best bike insurance policy for your needs.